LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,011
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,598
−HK$1,612/mo
Today · 4.125%
HK$54,210
baseline
▲ 0.50% · 4.625%
HK$57,509
+HK$3,299/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,420/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,750
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,272
−HK$1,544/mo
Today · 4.125%
HK$59,816
baseline
▲ 0.50% · 4.625%
HK$62,969
+HK$3,153/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,632/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,214
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,118
−HK$1,934/mo
Today · 4.125%
HK$65,052
baseline
▲ 0.50% · 4.625%
HK$69,011
+HK$3,959/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,104/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,100
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,926
−HK$1,853/mo
Today · 4.125%
HK$71,779
baseline
▲ 0.50% · 4.625%
HK$75,562
+HK$3,783/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,558/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,416
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$73,637
−HK$2,257/mo
Today · 4.125%
HK$75,894
baseline
▲ 0.50% · 4.625%
HK$80,512
+HK$4,618/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$151,788/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,450
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$81,580
−HK$2,162/mo
Today · 4.125%
HK$83,742
baseline
▲ 0.50% · 4.625%
HK$88,156
+HK$4,414/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$167,484/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,820
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$94,677
−HK$2,901/mo
Today · 4.125%
HK$97,578
baseline
▲ 0.50% · 4.625%
HK$103,516
+HK$5,938/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$195,156/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,149
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$104,889
−HK$2,779/mo
Today · 4.125%
HK$107,668
baseline
▲ 0.50% · 4.625%
HK$113,344
+HK$5,676/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$215,336/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,764 · Scale 2, in force from 26 Feb 2026)