LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,013
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,600
−HK$1,612/mo
Today · 4.125%
HK$54,212
baseline
▲ 0.50% · 4.625%
HK$57,511
+HK$3,299/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,424/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,752
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,274
−HK$1,544/mo
Today · 4.125%
HK$59,818
baseline
▲ 0.50% · 4.625%
HK$62,971
+HK$3,153/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,636/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,216
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,120
−HK$1,935/mo
Today · 4.125%
HK$65,055
baseline
▲ 0.50% · 4.625%
HK$69,013
+HK$3,958/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,110/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,102
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,929
−HK$1,853/mo
Today · 4.125%
HK$71,782
baseline
▲ 0.50% · 4.625%
HK$75,565
+HK$3,783/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,564/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,419
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$73,640
−HK$2,257/mo
Today · 4.125%
HK$75,897
baseline
▲ 0.50% · 4.625%
HK$80,515
+HK$4,618/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$151,794/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,453
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$81,583
−HK$2,162/mo
Today · 4.125%
HK$83,745
baseline
▲ 0.50% · 4.625%
HK$88,160
+HK$4,415/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$167,490/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,824
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$94,680
−HK$2,902/mo
Today · 4.125%
HK$97,582
baseline
▲ 0.50% · 4.625%
HK$103,520
+HK$5,938/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$195,164/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,153
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$104,893
−HK$2,779/mo
Today · 4.125%
HK$107,672
baseline
▲ 0.50% · 4.625%
HK$113,348
+HK$5,676/mo
Deposit HK$2.24M · loan HK$20.13M · min. income ≈ HK$215,344/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,801 · Scale 2, in force from 26 Feb 2026)