LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,015
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,602
−HK$1,612/mo
Today · 4.125%
HK$54,214
baseline
▲ 0.50% · 4.625%
HK$57,513
+HK$3,299/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,428/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,754
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,276
−HK$1,544/mo
Today · 4.125%
HK$59,820
baseline
▲ 0.50% · 4.625%
HK$62,973
+HK$3,153/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,640/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,218
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,122
−HK$1,935/mo
Today · 4.125%
HK$65,057
baseline
▲ 0.50% · 4.625%
HK$69,015
+HK$3,958/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,114/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,104
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,931
−HK$1,853/mo
Today · 4.125%
HK$71,784
baseline
▲ 0.50% · 4.625%
HK$75,568
+HK$3,784/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,568/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,421
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$73,643
−HK$2,257/mo
Today · 4.125%
HK$75,900
baseline
▲ 0.50% · 4.625%
HK$80,518
+HK$4,618/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$151,800/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,455
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$81,586
−HK$2,162/mo
Today · 4.125%
HK$83,748
baseline
▲ 0.50% · 4.625%
HK$88,162
+HK$4,414/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$167,496/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,827
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$94,683
−HK$2,902/mo
Today · 4.125%
HK$97,585
baseline
▲ 0.50% · 4.625%
HK$103,523
+HK$5,938/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$195,170/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,157
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$104,896
−HK$2,780/mo
Today · 4.125%
HK$107,676
baseline
▲ 0.50% · 4.625%
HK$113,351
+HK$5,675/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$215,352/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,830 · Scale 2, in force from 26 Feb 2026)