LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,016
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,603
−HK$1,612/mo
Today · 4.125%
HK$54,215
baseline
▲ 0.50% · 4.625%
HK$57,514
+HK$3,299/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,430/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,755
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,277
−HK$1,544/mo
Today · 4.125%
HK$59,821
baseline
▲ 0.50% · 4.625%
HK$62,974
+HK$3,153/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,642/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,219
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,123
−HK$1,935/mo
Today · 4.125%
HK$65,058
baseline
▲ 0.50% · 4.625%
HK$69,017
+HK$3,959/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,116/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,106
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,932
−HK$1,853/mo
Today · 4.125%
HK$71,785
baseline
▲ 0.50% · 4.625%
HK$75,569
+HK$3,784/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,570/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,422
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$73,644
−HK$2,257/mo
Today · 4.125%
HK$75,901
baseline
▲ 0.50% · 4.625%
HK$80,520
+HK$4,619/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$151,802/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,457
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$81,588
−HK$2,161/mo
Today · 4.125%
HK$83,749
baseline
▲ 0.50% · 4.625%
HK$88,164
+HK$4,415/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$167,498/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,829
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$94,685
−HK$2,902/mo
Today · 4.125%
HK$97,587
baseline
▲ 0.50% · 4.625%
HK$103,525
+HK$5,938/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$195,174/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,159
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$104,898
−HK$2,780/mo
Today · 4.125%
HK$107,678
baseline
▲ 0.50% · 4.625%
HK$113,354
+HK$5,676/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$215,356/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,849 · Scale 2, in force from 26 Feb 2026)