LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,016
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,603
−HK$1,613/mo
Today · 4.125%
HK$54,216
baseline
▲ 0.50% · 4.625%
HK$57,514
+HK$3,298/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,432/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,755
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,277
−HK$1,545/mo
Today · 4.125%
HK$59,822
baseline
▲ 0.50% · 4.625%
HK$62,975
+HK$3,153/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,644/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,220
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,124
−HK$1,935/mo
Today · 4.125%
HK$65,059
baseline
▲ 0.50% · 4.625%
HK$69,017
+HK$3,958/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,118/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,106
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,933
−HK$1,853/mo
Today · 4.125%
HK$71,786
baseline
▲ 0.50% · 4.625%
HK$75,570
+HK$3,784/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,572/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,423
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$73,645
−HK$2,257/mo
Today · 4.125%
HK$75,902
baseline
▲ 0.50% · 4.625%
HK$80,520
+HK$4,618/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$151,804/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,457
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$81,588
−HK$2,162/mo
Today · 4.125%
HK$83,750
baseline
▲ 0.50% · 4.625%
HK$88,165
+HK$4,415/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$167,500/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,830
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$94,686
−HK$2,902/mo
Today · 4.125%
HK$97,588
baseline
▲ 0.50% · 4.625%
HK$103,526
+HK$5,938/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$195,176/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,159
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$104,899
−HK$2,780/mo
Today · 4.125%
HK$107,679
baseline
▲ 0.50% · 4.625%
HK$113,355
+HK$5,676/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$215,358/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,858 · Scale 2, in force from 26 Feb 2026)