LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,017
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,604
−HK$1,612/mo
Today · 4.125%
HK$54,216
baseline
▲ 0.50% · 4.625%
HK$57,515
+HK$3,299/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,432/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,756
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,278
−HK$1,544/mo
Today · 4.125%
HK$59,822
baseline
▲ 0.50% · 4.625%
HK$62,976
+HK$3,154/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,644/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,221
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,125
−HK$1,935/mo
Today · 4.125%
HK$65,060
baseline
▲ 0.50% · 4.625%
HK$69,018
+HK$3,958/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,120/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,107
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,934
−HK$1,853/mo
Today · 4.125%
HK$71,787
baseline
▲ 0.50% · 4.625%
HK$75,571
+HK$3,784/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,574/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,424
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$73,646
−HK$2,257/mo
Today · 4.125%
HK$75,903
baseline
▲ 0.50% · 4.625%
HK$80,521
+HK$4,618/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$151,806/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,459
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$81,590
−HK$2,161/mo
Today · 4.125%
HK$83,751
baseline
▲ 0.50% · 4.625%
HK$88,166
+HK$4,415/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$167,502/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,831
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$94,687
−HK$2,903/mo
Today · 4.125%
HK$97,590
baseline
▲ 0.50% · 4.625%
HK$103,528
+HK$5,938/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$195,180/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,161
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$104,901
−HK$2,779/mo
Today · 4.125%
HK$107,680
baseline
▲ 0.50% · 4.625%
HK$113,356
+HK$5,676/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$215,360/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,872 · Scale 2, in force from 26 Feb 2026)