LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,018
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,605
−HK$1,613/mo
Today · 4.125%
HK$54,218
baseline
▲ 0.50% · 4.625%
HK$57,517
+HK$3,299/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,436/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,757
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,280
−HK$1,544/mo
Today · 4.125%
HK$59,824
baseline
▲ 0.50% · 4.625%
HK$62,977
+HK$3,153/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,648/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$950,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,222
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,126
−HK$1,935/mo
Today · 4.125%
HK$65,061
baseline
▲ 0.50% · 4.625%
HK$69,020
+HK$3,959/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$130,122/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,109
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,935
−HK$1,853/mo
Today · 4.125%
HK$71,788
baseline
▲ 0.50% · 4.625%
HK$75,573
+HK$3,785/mo
Deposit HK$8.95M · loan HK$13.42M · min. income ≈ HK$143,576/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$950,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,426
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$73,647
−HK$2,258/mo
Today · 4.125%
HK$75,905
baseline
▲ 0.50% · 4.625%
HK$80,523
+HK$4,618/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$151,810/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,460
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$81,591
−HK$2,162/mo
Today · 4.125%
HK$83,753
baseline
▲ 0.50% · 4.625%
HK$88,168
+HK$4,415/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$167,506/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$950,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,833
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$94,689
−HK$2,903/mo
Today · 4.125%
HK$97,592
baseline
▲ 0.50% · 4.625%
HK$103,530
+HK$5,938/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$195,184/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,163
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$104,903
−HK$2,780/mo
Today · 4.125%
HK$107,683
baseline
▲ 0.50% · 4.625%
HK$113,359
+HK$5,676/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$215,366/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$950,892 · Scale 2, in force from 26 Feb 2026)