LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,026
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,613
−HK$1,613/mo
Today · 4.125%
HK$54,226
baseline
▲ 0.50% · 4.625%
HK$57,525
+HK$3,299/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,452/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$951,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,766
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,288
−HK$1,545/mo
Today · 4.125%
HK$59,833
baseline
▲ 0.50% · 4.625%
HK$62,986
+HK$3,153/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,666/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$951,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,231
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,136
−HK$1,935/mo
Today · 4.125%
HK$65,071
baseline
▲ 0.50% · 4.625%
HK$69,030
+HK$3,959/mo
Deposit HK$8.95M · loan HK$13.43M · min. income ≈ HK$130,142/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$951,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,119
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,946
−HK$1,853/mo
Today · 4.125%
HK$71,799
baseline
▲ 0.50% · 4.625%
HK$75,584
+HK$3,785/mo
Deposit HK$8.95M · loan HK$13.43M · min. income ≈ HK$143,598/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$951,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,436
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$73,658
−HK$2,258/mo
Today · 4.125%
HK$75,916
baseline
▲ 0.50% · 4.625%
HK$80,535
+HK$4,619/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$151,832/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$951,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,472
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$81,603
−HK$2,163/mo
Today · 4.125%
HK$83,766
baseline
▲ 0.50% · 4.625%
HK$88,181
+HK$4,415/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$167,532/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$951,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,846
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$94,703
−HK$2,903/mo
Today · 4.125%
HK$97,606
baseline
▲ 0.50% · 4.625%
HK$103,545
+HK$5,939/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$195,212/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,178
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$104,919
−HK$2,780/mo
Today · 4.125%
HK$107,699
baseline
▲ 0.50% · 4.625%
HK$113,376
+HK$5,677/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$215,398/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,033 · Scale 2, in force from 26 Feb 2026)