LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,028
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,615
−HK$1,613/mo
Today · 4.125%
HK$54,228
baseline
▲ 0.50% · 4.625%
HK$57,528
+HK$3,300/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,456/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$951,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,768
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,291
−HK$1,544/mo
Today · 4.125%
HK$59,835
baseline
▲ 0.50% · 4.625%
HK$62,989
+HK$3,154/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,670/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$951,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,234
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,139
−HK$1,935/mo
Today · 4.125%
HK$65,074
baseline
▲ 0.50% · 4.625%
HK$69,033
+HK$3,959/mo
Deposit HK$8.95M · loan HK$13.43M · min. income ≈ HK$130,148/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$951,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,122
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,949
−HK$1,853/mo
Today · 4.125%
HK$71,802
baseline
▲ 0.50% · 4.625%
HK$75,587
+HK$3,785/mo
Deposit HK$8.95M · loan HK$13.43M · min. income ≈ HK$143,604/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$951,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,439
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$73,662
−HK$2,257/mo
Today · 4.125%
HK$75,919
baseline
▲ 0.50% · 4.625%
HK$80,539
+HK$4,620/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$151,838/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$951,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,476
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$81,607
−HK$2,163/mo
Today · 4.125%
HK$83,770
baseline
▲ 0.50% · 4.625%
HK$88,185
+HK$4,415/mo
Deposit HK$6.71M · loan HK$15.66M · min. income ≈ HK$167,540/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$951,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,851
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$94,708
−HK$2,903/mo
Today · 4.125%
HK$97,611
baseline
▲ 0.50% · 4.625%
HK$103,550
+HK$5,939/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$195,222/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,183
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$104,924
−HK$2,780/mo
Today · 4.125%
HK$107,704
baseline
▲ 0.50% · 4.625%
HK$113,381
+HK$5,677/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$215,408/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,077 · Scale 2, in force from 26 Feb 2026)