LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,036
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,623
−HK$1,613/mo
Today · 4.125%
HK$54,236
baseline
▲ 0.50% · 4.625%
HK$57,536
+HK$3,300/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,472/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$951,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,777
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,299
−HK$1,545/mo
Today · 4.125%
HK$59,844
baseline
▲ 0.50% · 4.625%
HK$62,999
+HK$3,155/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,688/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$951,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,243
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,148
−HK$1,935/mo
Today · 4.125%
HK$65,083
baseline
▲ 0.50% · 4.625%
HK$69,043
+HK$3,960/mo
Deposit HK$8.95M · loan HK$13.43M · min. income ≈ HK$130,166/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$951,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,132
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$69,959
−HK$1,854/mo
Today · 4.125%
HK$71,813
baseline
▲ 0.50% · 4.625%
HK$75,598
+HK$3,785/mo
Deposit HK$8.95M · loan HK$13.43M · min. income ≈ HK$143,626/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$951,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,450
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$73,672
−HK$2,258/mo
Today · 4.125%
HK$75,930
baseline
▲ 0.50% · 4.625%
HK$80,551
+HK$4,621/mo
Deposit HK$6.71M · loan HK$15.67M · min. income ≈ HK$151,860/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,487
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$81,619
−HK$2,163/mo
Today · 4.125%
HK$83,782
baseline
▲ 0.50% · 4.625%
HK$88,198
+HK$4,416/mo
Deposit HK$6.71M · loan HK$15.67M · min. income ≈ HK$167,564/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,864
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$94,722
−HK$2,903/mo
Today · 4.125%
HK$97,625
baseline
▲ 0.50% · 4.625%
HK$103,565
+HK$5,940/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$195,250/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,198
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$104,939
−HK$2,780/mo
Today · 4.125%
HK$107,719
baseline
▲ 0.50% · 4.625%
HK$113,397
+HK$5,678/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$215,438/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,216 · Scale 2, in force from 26 Feb 2026)