LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,036
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,624
−HK$1,612/mo
Today · 4.125%
HK$54,236
baseline
▲ 0.50% · 4.625%
HK$57,537
+HK$3,301/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,472/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$951,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,777
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,300
−HK$1,545/mo
Today · 4.125%
HK$59,845
baseline
▲ 0.50% · 4.625%
HK$62,999
+HK$3,154/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,690/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$951,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,243
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$63,148
−HK$1,936/mo
Today · 4.125%
HK$65,084
baseline
▲ 0.50% · 4.625%
HK$69,044
+HK$3,960/mo
Deposit HK$8.95M · loan HK$13.43M · min. income ≈ HK$130,168/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$951,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,132
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$69,960
−HK$1,853/mo
Today · 4.125%
HK$71,813
baseline
▲ 0.50% · 4.625%
HK$75,599
+HK$3,786/mo
Deposit HK$8.95M · loan HK$13.43M · min. income ≈ HK$143,626/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$951,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,450
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$73,673
−HK$2,258/mo
Today · 4.125%
HK$75,931
baseline
▲ 0.50% · 4.625%
HK$80,551
+HK$4,620/mo
Deposit HK$6.71M · loan HK$15.67M · min. income ≈ HK$151,862/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,488
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$81,620
−HK$2,162/mo
Today · 4.125%
HK$83,782
baseline
▲ 0.50% · 4.625%
HK$88,199
+HK$4,417/mo
Deposit HK$6.71M · loan HK$15.67M · min. income ≈ HK$167,564/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,865
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$94,722
−HK$2,904/mo
Today · 4.125%
HK$97,626
baseline
▲ 0.50% · 4.625%
HK$103,566
+HK$5,940/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$195,252/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,199
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$104,940
−HK$2,780/mo
Today · 4.125%
HK$107,720
baseline
▲ 0.50% · 4.625%
HK$113,398
+HK$5,678/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$215,440/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,222 · Scale 2, in force from 26 Feb 2026)