LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,039
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,627
−HK$1,613/mo
Today · 4.125%
HK$54,240
baseline
▲ 0.50% · 4.625%
HK$57,540
+HK$3,300/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,480/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$951,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,781
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,303
−HK$1,545/mo
Today · 4.125%
HK$59,848
baseline
▲ 0.50% · 4.625%
HK$63,003
+HK$3,155/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,696/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$951,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,247
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$63,152
−HK$1,936/mo
Today · 4.125%
HK$65,088
baseline
▲ 0.50% · 4.625%
HK$69,048
+HK$3,960/mo
Deposit HK$8.95M · loan HK$13.43M · min. income ≈ HK$130,176/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$951,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,137
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$69,964
−HK$1,854/mo
Today · 4.125%
HK$71,818
baseline
▲ 0.50% · 4.625%
HK$75,603
+HK$3,785/mo
Deposit HK$8.95M · loan HK$13.43M · min. income ≈ HK$143,636/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$951,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,455
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$73,677
−HK$2,259/mo
Today · 4.125%
HK$75,936
baseline
▲ 0.50% · 4.625%
HK$80,556
+HK$4,620/mo
Deposit HK$6.71M · loan HK$15.67M · min. income ≈ HK$151,872/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,493
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$81,625
−HK$2,163/mo
Today · 4.125%
HK$83,788
baseline
▲ 0.50% · 4.625%
HK$88,204
+HK$4,416/mo
Deposit HK$6.71M · loan HK$15.67M · min. income ≈ HK$167,576/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,870
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$94,728
−HK$2,904/mo
Today · 4.125%
HK$97,632
baseline
▲ 0.50% · 4.625%
HK$103,572
+HK$5,940/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$195,264/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,205
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$104,946
−HK$2,781/mo
Today · 4.125%
HK$107,727
baseline
▲ 0.50% · 4.625%
HK$113,405
+HK$5,678/mo
Deposit HK$2.24M · loan HK$20.14M · min. income ≈ HK$215,454/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,281 · Scale 2, in force from 26 Feb 2026)