LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,041
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,628
−HK$1,613/mo
Today · 4.125%
HK$54,241
baseline
▲ 0.50% · 4.625%
HK$57,542
+HK$3,301/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,482/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$951,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,782
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,305
−HK$1,545/mo
Today · 4.125%
HK$59,850
baseline
▲ 0.50% · 4.625%
HK$63,005
+HK$3,155/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,700/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$951,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,249
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,154
−HK$1,935/mo
Today · 4.125%
HK$65,089
baseline
▲ 0.50% · 4.625%
HK$69,050
+HK$3,961/mo
Deposit HK$8.95M · loan HK$13.43M · min. income ≈ HK$130,178/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$951,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,139
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$69,966
−HK$1,854/mo
Today · 4.125%
HK$71,820
baseline
▲ 0.50% · 4.625%
HK$75,606
+HK$3,786/mo
Deposit HK$8.95M · loan HK$13.43M · min. income ≈ HK$143,640/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$951,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,457
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$73,679
−HK$2,259/mo
Today · 4.125%
HK$75,938
baseline
▲ 0.50% · 4.625%
HK$80,558
+HK$4,620/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$151,876/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,495
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$81,627
−HK$2,163/mo
Today · 4.125%
HK$83,790
baseline
▲ 0.50% · 4.625%
HK$88,206
+HK$4,416/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$167,580/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,873
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$94,731
−HK$2,903/mo
Today · 4.125%
HK$97,634
baseline
▲ 0.50% · 4.625%
HK$103,575
+HK$5,941/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$195,268/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,208
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$104,949
−HK$2,781/mo
Today · 4.125%
HK$107,730
baseline
▲ 0.50% · 4.625%
HK$113,408
+HK$5,678/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$215,460/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,307 · Scale 2, in force from 26 Feb 2026)