LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,043
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,631
−HK$1,613/mo
Today · 4.125%
HK$54,244
baseline
▲ 0.50% · 4.625%
HK$57,545
+HK$3,301/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,488/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$951,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,785
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,308
−HK$1,545/mo
Today · 4.125%
HK$59,853
baseline
▲ 0.50% · 4.625%
HK$63,008
+HK$3,155/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,706/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$951,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,252
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$63,157
−HK$1,936/mo
Today · 4.125%
HK$65,093
baseline
▲ 0.50% · 4.625%
HK$69,054
+HK$3,961/mo
Deposit HK$8.95M · loan HK$13.43M · min. income ≈ HK$130,186/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,142
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,970
−HK$1,854/mo
Today · 4.125%
HK$71,824
baseline
▲ 0.50% · 4.625%
HK$75,610
+HK$3,786/mo
Deposit HK$8.95M · loan HK$13.43M · min. income ≈ HK$143,648/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,461
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$73,684
−HK$2,258/mo
Today · 4.125%
HK$75,942
baseline
▲ 0.50% · 4.625%
HK$80,563
+HK$4,621/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$151,884/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,499
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,632
−HK$2,163/mo
Today · 4.125%
HK$83,795
baseline
▲ 0.50% · 4.625%
HK$88,211
+HK$4,416/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$167,590/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,878
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$94,736
−HK$2,904/mo
Today · 4.125%
HK$97,640
baseline
▲ 0.50% · 4.625%
HK$103,581
+HK$5,941/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$195,280/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,214
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$104,955
−HK$2,781/mo
Today · 4.125%
HK$107,736
baseline
▲ 0.50% · 4.625%
HK$113,415
+HK$5,679/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$215,472/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,361 · Scale 2, in force from 26 Feb 2026)