LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,048
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,636
−HK$1,613/mo
Today · 4.125%
HK$54,249
baseline
▲ 0.50% · 4.625%
HK$57,550
+HK$3,301/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,498/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$951,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,790
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,313
−HK$1,545/mo
Today · 4.125%
HK$59,858
baseline
▲ 0.50% · 4.625%
HK$63,014
+HK$3,156/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,716/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$951,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,257
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,163
−HK$1,936/mo
Today · 4.125%
HK$65,099
baseline
▲ 0.50% · 4.625%
HK$69,060
+HK$3,961/mo
Deposit HK$8.95M · loan HK$13.43M · min. income ≈ HK$130,198/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,148
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,976
−HK$1,854/mo
Today · 4.125%
HK$71,830
baseline
▲ 0.50% · 4.625%
HK$75,616
+HK$3,786/mo
Deposit HK$8.95M · loan HK$13.43M · min. income ≈ HK$143,660/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,467
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$73,690
−HK$2,259/mo
Today · 4.125%
HK$75,949
baseline
▲ 0.50% · 4.625%
HK$80,570
+HK$4,621/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$151,898/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,506
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,639
−HK$2,163/mo
Today · 4.125%
HK$83,802
baseline
▲ 0.50% · 4.625%
HK$88,219
+HK$4,417/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$167,604/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,886
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$94,744
−HK$2,904/mo
Today · 4.125%
HK$97,648
baseline
▲ 0.50% · 4.625%
HK$103,590
+HK$5,942/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$195,296/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,222
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$104,964
−HK$2,781/mo
Today · 4.125%
HK$107,745
baseline
▲ 0.50% · 4.625%
HK$113,425
+HK$5,680/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$215,490/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,444 · Scale 2, in force from 26 Feb 2026)