LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,051
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,639
−HK$1,613/mo
Today · 4.125%
HK$54,252
baseline
▲ 0.50% · 4.625%
HK$57,553
+HK$3,301/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,504/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,794
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,317
−HK$1,545/mo
Today · 4.125%
HK$59,862
baseline
▲ 0.50% · 4.625%
HK$63,017
+HK$3,155/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,724/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,261
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,167
−HK$1,936/mo
Today · 4.125%
HK$65,103
baseline
▲ 0.50% · 4.625%
HK$69,064
+HK$3,961/mo
Deposit HK$8.96M · loan HK$13.43M · min. income ≈ HK$130,206/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,152
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,980
−HK$1,854/mo
Today · 4.125%
HK$71,834
baseline
▲ 0.50% · 4.625%
HK$75,621
+HK$3,787/mo
Deposit HK$8.96M · loan HK$13.43M · min. income ≈ HK$143,668/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,471
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$73,694
−HK$2,259/mo
Today · 4.125%
HK$75,953
baseline
▲ 0.50% · 4.625%
HK$80,575
+HK$4,622/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$151,906/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,511
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,643
−HK$2,164/mo
Today · 4.125%
HK$83,807
baseline
▲ 0.50% · 4.625%
HK$88,224
+HK$4,417/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$167,614/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,891
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,750
−HK$2,904/mo
Today · 4.125%
HK$97,654
baseline
▲ 0.50% · 4.625%
HK$103,596
+HK$5,942/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$195,308/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,228
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$104,970
−HK$2,781/mo
Today · 4.125%
HK$107,751
baseline
▲ 0.50% · 4.625%
HK$113,431
+HK$5,680/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$215,502/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,498 · Scale 2, in force from 26 Feb 2026)