LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,051
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,639
−HK$1,614/mo
Today · 4.125%
HK$54,253
baseline
▲ 0.50% · 4.625%
HK$57,554
+HK$3,301/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,506/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,794
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,317
−HK$1,546/mo
Today · 4.125%
HK$59,863
baseline
▲ 0.50% · 4.625%
HK$63,018
+HK$3,155/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,726/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,262
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$63,167
−HK$1,936/mo
Today · 4.125%
HK$65,103
baseline
▲ 0.50% · 4.625%
HK$69,065
+HK$3,962/mo
Deposit HK$8.96M · loan HK$13.43M · min. income ≈ HK$130,206/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,153
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,981
−HK$1,854/mo
Today · 4.125%
HK$71,835
baseline
▲ 0.50% · 4.625%
HK$75,622
+HK$3,787/mo
Deposit HK$8.96M · loan HK$13.43M · min. income ≈ HK$143,670/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,472
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$73,695
−HK$2,259/mo
Today · 4.125%
HK$75,954
baseline
▲ 0.50% · 4.625%
HK$80,575
+HK$4,621/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$151,908/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,512
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,644
−HK$2,164/mo
Today · 4.125%
HK$83,808
baseline
▲ 0.50% · 4.625%
HK$88,225
+HK$4,417/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$167,616/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,892
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,751
−HK$2,904/mo
Today · 4.125%
HK$97,655
baseline
▲ 0.50% · 4.625%
HK$103,597
+HK$5,942/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$195,310/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,229
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,971
−HK$2,782/mo
Today · 4.125%
HK$107,753
baseline
▲ 0.50% · 4.625%
HK$113,432
+HK$5,679/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$215,506/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,509 · Scale 2, in force from 26 Feb 2026)