LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,053
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,641
−HK$1,613/mo
Today · 4.125%
HK$54,254
baseline
▲ 0.50% · 4.625%
HK$57,555
+HK$3,301/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,508/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,796
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,319
−HK$1,545/mo
Today · 4.125%
HK$59,864
baseline
▲ 0.50% · 4.625%
HK$63,020
+HK$3,156/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,728/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,263
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,169
−HK$1,936/mo
Today · 4.125%
HK$65,105
baseline
▲ 0.50% · 4.625%
HK$69,066
+HK$3,961/mo
Deposit HK$8.96M · loan HK$13.43M · min. income ≈ HK$130,210/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,155
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,983
−HK$1,854/mo
Today · 4.125%
HK$71,837
baseline
▲ 0.50% · 4.625%
HK$75,623
+HK$3,786/mo
Deposit HK$8.96M · loan HK$13.43M · min. income ≈ HK$143,674/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,474
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$73,697
−HK$2,259/mo
Today · 4.125%
HK$75,956
baseline
▲ 0.50% · 4.625%
HK$80,577
+HK$4,621/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$151,912/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,514
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,646
−HK$2,164/mo
Today · 4.125%
HK$83,810
baseline
▲ 0.50% · 4.625%
HK$88,227
+HK$4,417/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$167,620/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,895
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$94,753
−HK$2,904/mo
Today · 4.125%
HK$97,657
baseline
▲ 0.50% · 4.625%
HK$103,600
+HK$5,943/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$195,314/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,232
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$104,974
−HK$2,781/mo
Today · 4.125%
HK$107,755
baseline
▲ 0.50% · 4.625%
HK$113,435
+HK$5,680/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$215,510/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,533 · Scale 2, in force from 26 Feb 2026)