LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,054
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,642
−HK$1,614/mo
Today · 4.125%
HK$54,256
baseline
▲ 0.50% · 4.625%
HK$57,557
+HK$3,301/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,512/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,797
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,321
−HK$1,545/mo
Today · 4.125%
HK$59,866
baseline
▲ 0.50% · 4.625%
HK$63,022
+HK$3,156/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,732/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,265
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,171
−HK$1,936/mo
Today · 4.125%
HK$65,107
baseline
▲ 0.50% · 4.625%
HK$69,069
+HK$3,962/mo
Deposit HK$8.96M · loan HK$13.43M · min. income ≈ HK$130,214/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,157
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,985
−HK$1,854/mo
Today · 4.125%
HK$71,839
baseline
▲ 0.50% · 4.625%
HK$75,626
+HK$3,787/mo
Deposit HK$8.96M · loan HK$13.43M · min. income ≈ HK$143,678/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,476
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$73,699
−HK$2,259/mo
Today · 4.125%
HK$75,958
baseline
▲ 0.50% · 4.625%
HK$80,580
+HK$4,622/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$151,916/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,516
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,649
−HK$2,163/mo
Today · 4.125%
HK$83,812
baseline
▲ 0.50% · 4.625%
HK$88,230
+HK$4,418/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$167,624/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,898
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,756
−HK$2,905/mo
Today · 4.125%
HK$97,661
baseline
▲ 0.50% · 4.625%
HK$103,603
+HK$5,942/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$195,322/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,235
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,977
−HK$2,782/mo
Today · 4.125%
HK$107,759
baseline
▲ 0.50% · 4.625%
HK$113,439
+HK$5,680/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$215,518/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,563 · Scale 2, in force from 26 Feb 2026)