LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,055
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,643
−HK$1,613/mo
Today · 4.125%
HK$54,256
baseline
▲ 0.50% · 4.625%
HK$57,558
+HK$3,302/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$108,512/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,798
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,321
−HK$1,545/mo
Today · 4.125%
HK$59,866
baseline
▲ 0.50% · 4.625%
HK$63,022
+HK$3,156/mo
Deposit HK$11.19M · loan HK$11.19M · min. income ≈ HK$119,732/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,266
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$63,171
−HK$1,936/mo
Today · 4.125%
HK$65,107
baseline
▲ 0.50% · 4.625%
HK$69,069
+HK$3,962/mo
Deposit HK$8.96M · loan HK$13.43M · min. income ≈ HK$130,214/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,157
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$69,985
−HK$1,855/mo
Today · 4.125%
HK$71,840
baseline
▲ 0.50% · 4.625%
HK$75,626
+HK$3,786/mo
Deposit HK$8.96M · loan HK$13.43M · min. income ≈ HK$143,680/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,477
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$73,700
−HK$2,259/mo
Today · 4.125%
HK$75,959
baseline
▲ 0.50% · 4.625%
HK$80,581
+HK$4,622/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$151,918/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,517
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,650
−HK$2,163/mo
Today · 4.125%
HK$83,813
baseline
▲ 0.50% · 4.625%
HK$88,231
+HK$4,418/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$167,626/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,898
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,757
−HK$2,904/mo
Today · 4.125%
HK$97,661
baseline
▲ 0.50% · 4.625%
HK$103,604
+HK$5,943/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$195,322/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,236
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,978
−HK$2,782/mo
Today · 4.125%
HK$107,760
baseline
▲ 0.50% · 4.625%
HK$113,440
+HK$5,680/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$215,520/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,570 · Scale 2, in force from 26 Feb 2026)