LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,057
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,645
−HK$1,614/mo
Today · 4.125%
HK$54,259
baseline
▲ 0.50% · 4.625%
HK$57,560
+HK$3,301/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,518/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,800
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,324
−HK$1,545/mo
Today · 4.125%
HK$59,869
baseline
▲ 0.50% · 4.625%
HK$63,025
+HK$3,156/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,738/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,268
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,174
−HK$1,936/mo
Today · 4.125%
HK$65,110
baseline
▲ 0.50% · 4.625%
HK$69,072
+HK$3,962/mo
Deposit HK$8.96M · loan HK$13.43M · min. income ≈ HK$130,220/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,160
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$69,989
−HK$1,854/mo
Today · 4.125%
HK$71,843
baseline
▲ 0.50% · 4.625%
HK$75,630
+HK$3,787/mo
Deposit HK$8.96M · loan HK$13.43M · min. income ≈ HK$143,686/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,480
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$73,703
−HK$2,259/mo
Today · 4.125%
HK$75,962
baseline
▲ 0.50% · 4.625%
HK$80,584
+HK$4,622/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$151,924/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,521
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,653
−HK$2,164/mo
Today · 4.125%
HK$83,817
baseline
▲ 0.50% · 4.625%
HK$88,235
+HK$4,418/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$167,634/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,903
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,761
−HK$2,905/mo
Today · 4.125%
HK$97,666
baseline
▲ 0.50% · 4.625%
HK$103,608
+HK$5,942/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$195,332/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,241
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$104,983
−HK$2,781/mo
Today · 4.125%
HK$107,764
baseline
▲ 0.50% · 4.625%
HK$113,445
+HK$5,681/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$215,528/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,614 · Scale 2, in force from 26 Feb 2026)