LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,057
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,646
−HK$1,613/mo
Today · 4.125%
HK$54,259
baseline
▲ 0.50% · 4.625%
HK$57,561
+HK$3,302/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,518/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,801
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,324
−HK$1,546/mo
Today · 4.125%
HK$59,870
baseline
▲ 0.50% · 4.625%
HK$63,025
+HK$3,155/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,740/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,269
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,175
−HK$1,936/mo
Today · 4.125%
HK$65,111
baseline
▲ 0.50% · 4.625%
HK$69,073
+HK$3,962/mo
Deposit HK$8.96M · loan HK$13.43M · min. income ≈ HK$130,222/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,161
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$69,989
−HK$1,855/mo
Today · 4.125%
HK$71,844
baseline
▲ 0.50% · 4.625%
HK$75,630
+HK$3,786/mo
Deposit HK$8.96M · loan HK$13.43M · min. income ≈ HK$143,688/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,480
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$73,704
−HK$2,259/mo
Today · 4.125%
HK$75,963
baseline
▲ 0.50% · 4.625%
HK$80,585
+HK$4,622/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$151,926/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,521
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,654
−HK$2,163/mo
Today · 4.125%
HK$83,817
baseline
▲ 0.50% · 4.625%
HK$88,236
+HK$4,419/mo
Deposit HK$6.72M · loan HK$15.67M · min. income ≈ HK$167,634/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,903
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,762
−HK$2,904/mo
Today · 4.125%
HK$97,666
baseline
▲ 0.50% · 4.625%
HK$103,609
+HK$5,943/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$195,332/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,241
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,984
−HK$2,781/mo
Today · 4.125%
HK$107,765
baseline
▲ 0.50% · 4.625%
HK$113,446
+HK$5,681/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$215,530/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,621 · Scale 2, in force from 26 Feb 2026)