LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,062
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,650
−HK$1,614/mo
Today · 4.125%
HK$54,264
baseline
▲ 0.50% · 4.625%
HK$57,566
+HK$3,302/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,528/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,806
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,330
−HK$1,545/mo
Today · 4.125%
HK$59,875
baseline
▲ 0.50% · 4.625%
HK$63,031
+HK$3,156/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,750/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,274
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,180
−HK$1,937/mo
Today · 4.125%
HK$65,117
baseline
▲ 0.50% · 4.625%
HK$69,079
+HK$3,962/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,234/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,167
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$69,995
−HK$1,855/mo
Today · 4.125%
HK$71,850
baseline
▲ 0.50% · 4.625%
HK$75,637
+HK$3,787/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,700/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,487
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$73,711
−HK$2,259/mo
Today · 4.125%
HK$75,970
baseline
▲ 0.50% · 4.625%
HK$80,592
+HK$4,622/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,940/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,528
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$81,661
−HK$2,164/mo
Today · 4.125%
HK$83,825
baseline
▲ 0.50% · 4.625%
HK$88,244
+HK$4,419/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,650/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,912
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,771
−HK$2,904/mo
Today · 4.125%
HK$97,675
baseline
▲ 0.50% · 4.625%
HK$103,619
+HK$5,944/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$195,350/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,251
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,993
−HK$2,782/mo
Today · 4.125%
HK$107,775
baseline
▲ 0.50% · 4.625%
HK$113,456
+HK$5,681/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$215,550/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,708 · Scale 2, in force from 26 Feb 2026)