LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,063
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,652
−HK$1,613/mo
Today · 4.125%
HK$54,265
baseline
▲ 0.50% · 4.625%
HK$57,567
+HK$3,302/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,530/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,807
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,331
−HK$1,545/mo
Today · 4.125%
HK$59,876
baseline
▲ 0.50% · 4.625%
HK$63,033
+HK$3,157/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,752/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,276
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,182
−HK$1,936/mo
Today · 4.125%
HK$65,118
baseline
▲ 0.50% · 4.625%
HK$69,081
+HK$3,963/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,236/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,169
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$69,997
−HK$1,855/mo
Today · 4.125%
HK$71,852
baseline
▲ 0.50% · 4.625%
HK$75,639
+HK$3,787/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,704/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,489
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$73,712
−HK$2,260/mo
Today · 4.125%
HK$75,972
baseline
▲ 0.50% · 4.625%
HK$80,594
+HK$4,622/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,944/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,530
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$81,663
−HK$2,164/mo
Today · 4.125%
HK$83,827
baseline
▲ 0.50% · 4.625%
HK$88,246
+HK$4,419/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,654/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,914
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$94,773
−HK$2,905/mo
Today · 4.125%
HK$97,678
baseline
▲ 0.50% · 4.625%
HK$103,621
+HK$5,943/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$195,356/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,253
−HK$5,525/mo
▼ 0.25% · 3.875%
HK$104,996
−HK$2,782/mo
Today · 4.125%
HK$107,778
baseline
▲ 0.50% · 4.625%
HK$113,459
+HK$5,681/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$215,556/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,730 · Scale 2, in force from 26 Feb 2026)