LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,064
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,652
−HK$1,614/mo
Today · 4.125%
HK$54,266
baseline
▲ 0.50% · 4.625%
HK$57,568
+HK$3,302/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,532/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,808
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,331
−HK$1,546/mo
Today · 4.125%
HK$59,877
baseline
▲ 0.50% · 4.625%
HK$63,033
+HK$3,156/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,754/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,276
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,182
−HK$1,937/mo
Today · 4.125%
HK$65,119
baseline
▲ 0.50% · 4.625%
HK$69,081
+HK$3,962/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,238/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,169
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$69,998
−HK$1,854/mo
Today · 4.125%
HK$71,852
baseline
▲ 0.50% · 4.625%
HK$75,640
+HK$3,788/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,704/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,489
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$73,713
−HK$2,259/mo
Today · 4.125%
HK$75,972
baseline
▲ 0.50% · 4.625%
HK$80,595
+HK$4,623/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,944/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,531
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$81,664
−HK$2,164/mo
Today · 4.125%
HK$83,828
baseline
▲ 0.50% · 4.625%
HK$88,246
+HK$4,418/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,656/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,915
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,774
−HK$2,904/mo
Today · 4.125%
HK$97,678
baseline
▲ 0.50% · 4.625%
HK$103,622
+HK$5,944/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$195,356/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,254
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,996
−HK$2,782/mo
Today · 4.125%
HK$107,778
baseline
▲ 0.50% · 4.625%
HK$113,460
+HK$5,682/mo
Deposit HK$2.24M · loan HK$20.15M · min. income ≈ HK$215,556/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,737 · Scale 2, in force from 26 Feb 2026)