LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,066
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,655
−HK$1,613/mo
Today · 4.125%
HK$54,268
baseline
▲ 0.50% · 4.625%
HK$57,570
+HK$3,302/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,536/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,810
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,334
−HK$1,546/mo
Today · 4.125%
HK$59,880
baseline
▲ 0.50% · 4.625%
HK$63,036
+HK$3,156/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,760/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,279
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,185
−HK$1,937/mo
Today · 4.125%
HK$65,122
baseline
▲ 0.50% · 4.625%
HK$69,085
+HK$3,963/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,244/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,173
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$70,001
−HK$1,855/mo
Today · 4.125%
HK$71,856
baseline
▲ 0.50% · 4.625%
HK$75,643
+HK$3,787/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,712/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,492
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,716
−HK$2,260/mo
Today · 4.125%
HK$75,976
baseline
▲ 0.50% · 4.625%
HK$80,599
+HK$4,623/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,952/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,535
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$81,668
−HK$2,164/mo
Today · 4.125%
HK$83,832
baseline
▲ 0.50% · 4.625%
HK$88,251
+HK$4,419/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,664/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,919
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$94,778
−HK$2,905/mo
Today · 4.125%
HK$97,683
baseline
▲ 0.50% · 4.625%
HK$103,627
+HK$5,944/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,366/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,259
−HK$5,525/mo
▼ 0.25% · 3.875%
HK$105,001
−HK$2,783/mo
Today · 4.125%
HK$107,784
baseline
▲ 0.50% · 4.625%
HK$113,465
+HK$5,681/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,568/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,783 · Scale 2, in force from 26 Feb 2026)