LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,066
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,655
−HK$1,614/mo
Today · 4.125%
HK$54,269
baseline
▲ 0.50% · 4.625%
HK$57,571
+HK$3,302/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,538/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,811
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,335
−HK$1,545/mo
Today · 4.125%
HK$59,880
baseline
▲ 0.50% · 4.625%
HK$63,037
+HK$3,157/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,760/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,280
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,186
−HK$1,937/mo
Today · 4.125%
HK$65,123
baseline
▲ 0.50% · 4.625%
HK$69,085
+HK$3,962/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,246/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,173
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$70,002
−HK$1,854/mo
Today · 4.125%
HK$71,856
baseline
▲ 0.50% · 4.625%
HK$75,644
+HK$3,788/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,712/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,493
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$73,717
−HK$2,259/mo
Today · 4.125%
HK$75,976
baseline
▲ 0.50% · 4.625%
HK$80,599
+HK$4,623/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,952/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,535
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$81,668
−HK$2,164/mo
Today · 4.125%
HK$83,832
baseline
▲ 0.50% · 4.625%
HK$88,251
+HK$4,419/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,664/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,920
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$94,779
−HK$2,905/mo
Today · 4.125%
HK$97,684
baseline
▲ 0.50% · 4.625%
HK$103,628
+HK$5,944/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,368/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,260
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$105,002
−HK$2,782/mo
Today · 4.125%
HK$107,784
baseline
▲ 0.50% · 4.625%
HK$113,466
+HK$5,682/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,568/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,791 · Scale 2, in force from 26 Feb 2026)