LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,067
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,656
−HK$1,614/mo
Today · 4.125%
HK$54,270
baseline
▲ 0.50% · 4.625%
HK$57,572
+HK$3,302/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,540/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,812
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,336
−HK$1,545/mo
Today · 4.125%
HK$59,881
baseline
▲ 0.50% · 4.625%
HK$63,038
+HK$3,157/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,762/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,281
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,187
−HK$1,937/mo
Today · 4.125%
HK$65,124
baseline
▲ 0.50% · 4.625%
HK$69,086
+HK$3,962/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,248/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,174
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,003
−HK$1,855/mo
Today · 4.125%
HK$71,858
baseline
▲ 0.50% · 4.625%
HK$75,645
+HK$3,787/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,716/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,494
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,718
−HK$2,260/mo
Today · 4.125%
HK$75,978
baseline
▲ 0.50% · 4.625%
HK$80,601
+HK$4,623/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,956/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,537
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$81,670
−HK$2,164/mo
Today · 4.125%
HK$83,834
baseline
▲ 0.50% · 4.625%
HK$88,253
+HK$4,419/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,668/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,921
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$94,781
−HK$2,905/mo
Today · 4.125%
HK$97,686
baseline
▲ 0.50% · 4.625%
HK$103,629
+HK$5,943/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,372/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,262
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$105,004
−HK$2,782/mo
Today · 4.125%
HK$107,786
baseline
▲ 0.50% · 4.625%
HK$113,468
+HK$5,682/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,572/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,807 · Scale 2, in force from 26 Feb 2026)