LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,070
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,658
−HK$1,614/mo
Today · 4.125%
HK$54,272
baseline
▲ 0.50% · 4.625%
HK$57,575
+HK$3,303/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,544/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,815
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,338
−HK$1,546/mo
Today · 4.125%
HK$59,884
baseline
▲ 0.50% · 4.625%
HK$63,041
+HK$3,157/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,768/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,284
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,190
−HK$1,937/mo
Today · 4.125%
HK$65,127
baseline
▲ 0.50% · 4.625%
HK$69,090
+HK$3,963/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,254/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,178
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$70,006
−HK$1,855/mo
Today · 4.125%
HK$71,861
baseline
▲ 0.50% · 4.625%
HK$75,649
+HK$3,788/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,722/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,498
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$73,722
−HK$2,259/mo
Today · 4.125%
HK$75,981
baseline
▲ 0.50% · 4.625%
HK$80,604
+HK$4,623/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,962/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,540
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,674
−HK$2,164/mo
Today · 4.125%
HK$83,838
baseline
▲ 0.50% · 4.625%
HK$88,257
+HK$4,419/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,676/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,926
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$94,785
−HK$2,905/mo
Today · 4.125%
HK$97,690
baseline
▲ 0.50% · 4.625%
HK$103,634
+HK$5,944/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,380/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,266
−HK$5,525/mo
▼ 0.25% · 3.875%
HK$105,009
−HK$2,782/mo
Today · 4.125%
HK$107,791
baseline
▲ 0.50% · 4.625%
HK$113,473
+HK$5,682/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,582/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,852 · Scale 2, in force from 26 Feb 2026)