LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,071
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,660
−HK$1,614/mo
Today · 4.125%
HK$54,274
baseline
▲ 0.50% · 4.625%
HK$57,576
+HK$3,302/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,548/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,816
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,340
−HK$1,546/mo
Today · 4.125%
HK$59,886
baseline
▲ 0.50% · 4.625%
HK$63,042
+HK$3,156/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,772/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,285
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,192
−HK$1,936/mo
Today · 4.125%
HK$65,128
baseline
▲ 0.50% · 4.625%
HK$69,091
+HK$3,963/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,256/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,179
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,008
−HK$1,855/mo
Today · 4.125%
HK$71,863
baseline
▲ 0.50% · 4.625%
HK$75,651
+HK$3,788/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,726/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,499
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,724
−HK$2,259/mo
Today · 4.125%
HK$75,983
baseline
▲ 0.50% · 4.625%
HK$80,607
+HK$4,624/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,966/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,542
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,676
−HK$2,164/mo
Today · 4.125%
HK$83,840
baseline
▲ 0.50% · 4.625%
HK$88,259
+HK$4,419/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,680/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,928
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$94,787
−HK$2,906/mo
Today · 4.125%
HK$97,693
baseline
▲ 0.50% · 4.625%
HK$103,637
+HK$5,944/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,386/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,269
−HK$5,525/mo
▼ 0.25% · 3.875%
HK$105,012
−HK$2,782/mo
Today · 4.125%
HK$107,794
baseline
▲ 0.50% · 4.625%
HK$113,476
+HK$5,682/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,588/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,876 · Scale 2, in force from 26 Feb 2026)