LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,073
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,662
−HK$1,614/mo
Today · 4.125%
HK$54,276
baseline
▲ 0.50% · 4.625%
HK$57,578
+HK$3,302/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,552/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,818
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,342
−HK$1,546/mo
Today · 4.125%
HK$59,888
baseline
▲ 0.50% · 4.625%
HK$63,045
+HK$3,157/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,776/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,288
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,194
−HK$1,937/mo
Today · 4.125%
HK$65,131
baseline
▲ 0.50% · 4.625%
HK$69,094
+HK$3,963/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,262/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,182
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,011
−HK$1,855/mo
Today · 4.125%
HK$71,866
baseline
▲ 0.50% · 4.625%
HK$75,654
+HK$3,788/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,732/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,502
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,727
−HK$2,259/mo
Today · 4.125%
HK$75,986
baseline
▲ 0.50% · 4.625%
HK$80,610
+HK$4,624/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,972/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,546
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$81,679
−HK$2,164/mo
Today · 4.125%
HK$83,843
baseline
▲ 0.50% · 4.625%
HK$88,263
+HK$4,420/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,686/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,932
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$94,791
−HK$2,906/mo
Today · 4.125%
HK$97,697
baseline
▲ 0.50% · 4.625%
HK$103,641
+HK$5,944/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,394/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,273
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,016
−HK$2,783/mo
Today · 4.125%
HK$107,799
baseline
▲ 0.50% · 4.625%
HK$113,481
+HK$5,682/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,598/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,915 · Scale 2, in force from 26 Feb 2026)