LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,074
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,662
−HK$1,614/mo
Today · 4.125%
HK$54,276
baseline
▲ 0.50% · 4.625%
HK$57,579
+HK$3,303/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,552/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,819
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,343
−HK$1,546/mo
Today · 4.125%
HK$59,889
baseline
▲ 0.50% · 4.625%
HK$63,046
+HK$3,157/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,778/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,288
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,195
−HK$1,937/mo
Today · 4.125%
HK$65,132
baseline
▲ 0.50% · 4.625%
HK$69,095
+HK$3,963/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,264/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,183
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$70,011
−HK$1,855/mo
Today · 4.125%
HK$71,866
baseline
▲ 0.50% · 4.625%
HK$75,655
+HK$3,789/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,732/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,503
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,727
−HK$2,260/mo
Today · 4.125%
HK$75,987
baseline
▲ 0.50% · 4.625%
HK$80,611
+HK$4,624/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,974/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,547
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$81,680
−HK$2,164/mo
Today · 4.125%
HK$83,844
baseline
▲ 0.50% · 4.625%
HK$88,264
+HK$4,420/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,688/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,933
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$94,792
−HK$2,906/mo
Today · 4.125%
HK$97,698
baseline
▲ 0.50% · 4.625%
HK$103,642
+HK$5,944/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,396/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,274
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,017
−HK$2,783/mo
Today · 4.125%
HK$107,800
baseline
▲ 0.50% · 4.625%
HK$113,482
+HK$5,682/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,600/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,925 · Scale 2, in force from 26 Feb 2026)