LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,074
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,663
−HK$1,614/mo
Today · 4.125%
HK$54,277
baseline
▲ 0.50% · 4.625%
HK$57,580
+HK$3,303/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,554/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,819
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,343
−HK$1,546/mo
Today · 4.125%
HK$59,889
baseline
▲ 0.50% · 4.625%
HK$63,046
+HK$3,157/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,778/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,289
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,195
−HK$1,937/mo
Today · 4.125%
HK$65,132
baseline
▲ 0.50% · 4.625%
HK$69,095
+HK$3,963/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,264/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,183
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,012
−HK$1,855/mo
Today · 4.125%
HK$71,867
baseline
▲ 0.50% · 4.625%
HK$75,655
+HK$3,788/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,734/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,504
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,728
−HK$2,260/mo
Today · 4.125%
HK$75,988
baseline
▲ 0.50% · 4.625%
HK$80,611
+HK$4,623/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,976/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,547
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,681
−HK$2,164/mo
Today · 4.125%
HK$83,845
baseline
▲ 0.50% · 4.625%
HK$88,265
+HK$4,420/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,690/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,933
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$94,793
−HK$2,906/mo
Today · 4.125%
HK$97,699
baseline
▲ 0.50% · 4.625%
HK$103,643
+HK$5,944/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,398/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,275
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,018
−HK$2,783/mo
Today · 4.125%
HK$107,801
baseline
▲ 0.50% · 4.625%
HK$113,483
+HK$5,682/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,602/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,934 · Scale 2, in force from 26 Feb 2026)