LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,075
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,664
−HK$1,614/mo
Today · 4.125%
HK$54,278
baseline
▲ 0.50% · 4.625%
HK$57,581
+HK$3,303/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,556/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,821
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,345
−HK$1,546/mo
Today · 4.125%
HK$59,891
baseline
▲ 0.50% · 4.625%
HK$63,047
+HK$3,156/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,782/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,290
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,197
−HK$1,937/mo
Today · 4.125%
HK$65,134
baseline
▲ 0.50% · 4.625%
HK$69,097
+HK$3,963/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,268/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,185
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,014
−HK$1,855/mo
Today · 4.125%
HK$71,869
baseline
▲ 0.50% · 4.625%
HK$75,657
+HK$3,788/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,738/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,505
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,730
−HK$2,259/mo
Today · 4.125%
HK$75,989
baseline
▲ 0.50% · 4.625%
HK$80,613
+HK$4,624/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,978/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,549
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,682
−HK$2,165/mo
Today · 4.125%
HK$83,847
baseline
▲ 0.50% · 4.625%
HK$88,266
+HK$4,419/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,694/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,935
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$94,795
−HK$2,906/mo
Today · 4.125%
HK$97,701
baseline
▲ 0.50% · 4.625%
HK$103,645
+HK$5,944/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,402/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,277
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,020
−HK$2,783/mo
Today · 4.125%
HK$107,803
baseline
▲ 0.50% · 4.625%
HK$113,485
+HK$5,682/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,606/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,954 · Scale 2, in force from 26 Feb 2026)