LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,077
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,666
−HK$1,614/mo
Today · 4.125%
HK$54,280
baseline
▲ 0.50% · 4.625%
HK$57,583
+HK$3,303/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,560/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,823
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,347
−HK$1,546/mo
Today · 4.125%
HK$59,893
baseline
▲ 0.50% · 4.625%
HK$63,050
+HK$3,157/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,786/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,292
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,199
−HK$1,937/mo
Today · 4.125%
HK$65,136
baseline
▲ 0.50% · 4.625%
HK$69,099
+HK$3,963/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,272/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,187
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,016
−HK$1,855/mo
Today · 4.125%
HK$71,871
baseline
▲ 0.50% · 4.625%
HK$75,659
+HK$3,788/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,742/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,508
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,732
−HK$2,260/mo
Today · 4.125%
HK$75,992
baseline
▲ 0.50% · 4.625%
HK$80,616
+HK$4,624/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,984/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,552
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,685
−HK$2,165/mo
Today · 4.125%
HK$83,850
baseline
▲ 0.50% · 4.625%
HK$88,269
+HK$4,419/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,700/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,939
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$94,798
−HK$2,906/mo
Today · 4.125%
HK$97,704
baseline
▲ 0.50% · 4.625%
HK$103,649
+HK$5,945/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,408/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,281
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,024
−HK$2,783/mo
Today · 4.125%
HK$107,807
baseline
▲ 0.50% · 4.625%
HK$113,489
+HK$5,682/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,614/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,986 · Scale 2, in force from 26 Feb 2026)