LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,077
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,666
−HK$1,614/mo
Today · 4.125%
HK$54,280
baseline
▲ 0.50% · 4.625%
HK$57,583
+HK$3,303/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,560/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,823
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,347
−HK$1,546/mo
Today · 4.125%
HK$59,893
baseline
▲ 0.50% · 4.625%
HK$63,050
+HK$3,157/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,786/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$951,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,293
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,199
−HK$1,938/mo
Today · 4.125%
HK$65,137
baseline
▲ 0.50% · 4.625%
HK$69,100
+HK$3,963/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,274/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,188
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,017
−HK$1,855/mo
Today · 4.125%
HK$71,872
baseline
▲ 0.50% · 4.625%
HK$75,660
+HK$3,788/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,744/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$951,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,508
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$73,733
−HK$2,260/mo
Today · 4.125%
HK$75,993
baseline
▲ 0.50% · 4.625%
HK$80,617
+HK$4,624/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,986/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,552
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,686
−HK$2,164/mo
Today · 4.125%
HK$83,850
baseline
▲ 0.50% · 4.625%
HK$88,270
+HK$4,420/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,700/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,939
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$94,799
−HK$2,906/mo
Today · 4.125%
HK$97,705
baseline
▲ 0.50% · 4.625%
HK$103,650
+HK$5,945/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,410/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,282
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,025
−HK$2,783/mo
Today · 4.125%
HK$107,808
baseline
▲ 0.50% · 4.625%
HK$113,490
+HK$5,682/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,616/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$951,995 · Scale 2, in force from 26 Feb 2026)