LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,078
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,667
−HK$1,614/mo
Today · 4.125%
HK$54,281
baseline
▲ 0.50% · 4.625%
HK$57,584
+HK$3,303/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,562/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$952,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,824
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,348
−HK$1,546/mo
Today · 4.125%
HK$59,894
baseline
▲ 0.50% · 4.625%
HK$63,051
+HK$3,157/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,788/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$952,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,294
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,200
−HK$1,937/mo
Today · 4.125%
HK$65,137
baseline
▲ 0.50% · 4.625%
HK$69,101
+HK$3,964/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,274/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,189
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,017
−HK$1,856/mo
Today · 4.125%
HK$71,873
baseline
▲ 0.50% · 4.625%
HK$75,661
+HK$3,788/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,746/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,509
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,734
−HK$2,259/mo
Today · 4.125%
HK$75,993
baseline
▲ 0.50% · 4.625%
HK$80,617
+HK$4,624/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,986/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,553
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,687
−HK$2,164/mo
Today · 4.125%
HK$83,851
baseline
▲ 0.50% · 4.625%
HK$88,271
+HK$4,420/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,702/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,940
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$94,800
−HK$2,906/mo
Today · 4.125%
HK$97,706
baseline
▲ 0.50% · 4.625%
HK$103,651
+HK$5,945/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,412/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,283
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,026
−HK$2,783/mo
Today · 4.125%
HK$107,809
baseline
▲ 0.50% · 4.625%
HK$113,492
+HK$5,683/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,618/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,005 · Scale 2, in force from 26 Feb 2026)