LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,079
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,668
−HK$1,614/mo
Today · 4.125%
HK$54,282
baseline
▲ 0.50% · 4.625%
HK$57,585
+HK$3,303/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,564/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$952,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,825
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,349
−HK$1,546/mo
Today · 4.125%
HK$59,895
baseline
▲ 0.50% · 4.625%
HK$63,052
+HK$3,157/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,790/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$952,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,294
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,201
−HK$1,937/mo
Today · 4.125%
HK$65,138
baseline
▲ 0.50% · 4.625%
HK$69,102
+HK$3,964/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,276/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,189
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,018
−HK$1,855/mo
Today · 4.125%
HK$71,873
baseline
▲ 0.50% · 4.625%
HK$75,662
+HK$3,789/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,746/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,510
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,735
−HK$2,259/mo
Today · 4.125%
HK$75,994
baseline
▲ 0.50% · 4.625%
HK$80,619
+HK$4,625/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,988/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,554
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,688
−HK$2,164/mo
Today · 4.125%
HK$83,852
baseline
▲ 0.50% · 4.625%
HK$88,272
+HK$4,420/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,704/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,942
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$94,802
−HK$2,905/mo
Today · 4.125%
HK$97,707
baseline
▲ 0.50% · 4.625%
HK$103,652
+HK$5,945/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,414/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,284
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,027
−HK$2,783/mo
Today · 4.125%
HK$107,810
baseline
▲ 0.50% · 4.625%
HK$113,493
+HK$5,683/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,620/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,018 · Scale 2, in force from 26 Feb 2026)