LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,080
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,669
−HK$1,614/mo
Today · 4.125%
HK$54,283
baseline
▲ 0.50% · 4.625%
HK$57,586
+HK$3,303/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,566/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$952,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,826
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,350
−HK$1,546/mo
Today · 4.125%
HK$59,896
baseline
▲ 0.50% · 4.625%
HK$63,054
+HK$3,158/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,792/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$952,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,296
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,203
−HK$1,937/mo
Today · 4.125%
HK$65,140
baseline
▲ 0.50% · 4.625%
HK$69,104
+HK$3,964/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,280/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,191
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,020
−HK$1,856/mo
Today · 4.125%
HK$71,876
baseline
▲ 0.50% · 4.625%
HK$75,664
+HK$3,788/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,752/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,512
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$73,737
−HK$2,260/mo
Today · 4.125%
HK$75,997
baseline
▲ 0.50% · 4.625%
HK$80,621
+HK$4,624/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,994/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,557
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,690
−HK$2,165/mo
Today · 4.125%
HK$83,855
baseline
▲ 0.50% · 4.625%
HK$88,275
+HK$4,420/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,710/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,944
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$94,804
−HK$2,906/mo
Today · 4.125%
HK$97,710
baseline
▲ 0.50% · 4.625%
HK$103,655
+HK$5,945/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,420/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,287
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,030
−HK$2,783/mo
Today · 4.125%
HK$107,813
baseline
▲ 0.50% · 4.625%
HK$113,496
+HK$5,683/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,626/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,045 · Scale 2, in force from 26 Feb 2026)