LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,081
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,669
−HK$1,615/mo
Today · 4.125%
HK$54,284
baseline
▲ 0.50% · 4.625%
HK$57,587
+HK$3,303/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,568/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$952,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,827
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,351
−HK$1,546/mo
Today · 4.125%
HK$59,897
baseline
▲ 0.50% · 4.625%
HK$63,054
+HK$3,157/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,794/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$952,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,297
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,203
−HK$1,938/mo
Today · 4.125%
HK$65,141
baseline
▲ 0.50% · 4.625%
HK$69,104
+HK$3,963/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,282/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,192
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,021
−HK$1,855/mo
Today · 4.125%
HK$71,876
baseline
▲ 0.50% · 4.625%
HK$75,665
+HK$3,789/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,752/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,513
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,737
−HK$2,260/mo
Today · 4.125%
HK$75,997
baseline
▲ 0.50% · 4.625%
HK$80,622
+HK$4,625/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,994/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,557
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$81,691
−HK$2,165/mo
Today · 4.125%
HK$83,856
baseline
▲ 0.50% · 4.625%
HK$88,276
+HK$4,420/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,712/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,945
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$94,805
−HK$2,906/mo
Today · 4.125%
HK$97,711
baseline
▲ 0.50% · 4.625%
HK$103,656
+HK$5,945/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,422/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,288
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,031
−HK$2,783/mo
Today · 4.125%
HK$107,814
baseline
▲ 0.50% · 4.625%
HK$113,497
+HK$5,683/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,628/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,054 · Scale 2, in force from 26 Feb 2026)