LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,085
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,674
−HK$1,615/mo
Today · 4.125%
HK$54,289
baseline
▲ 0.50% · 4.625%
HK$57,592
+HK$3,303/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,578/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$952,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,832
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,356
−HK$1,546/mo
Today · 4.125%
HK$59,902
baseline
▲ 0.50% · 4.625%
HK$63,060
+HK$3,158/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,804/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$952,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,303
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,209
−HK$1,938/mo
Today · 4.125%
HK$65,147
baseline
▲ 0.50% · 4.625%
HK$69,111
+HK$3,964/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,294/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,198
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,027
−HK$1,856/mo
Today · 4.125%
HK$71,883
baseline
▲ 0.50% · 4.625%
HK$75,672
+HK$3,789/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,766/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,520
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$73,744
−HK$2,261/mo
Today · 4.125%
HK$76,005
baseline
▲ 0.50% · 4.625%
HK$80,629
+HK$4,624/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$152,010/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,565
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,699
−HK$2,164/mo
Today · 4.125%
HK$83,863
baseline
▲ 0.50% · 4.625%
HK$88,284
+HK$4,421/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,726/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,954
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$94,814
−HK$2,906/mo
Today · 4.125%
HK$97,720
baseline
▲ 0.50% · 4.625%
HK$103,666
+HK$5,946/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,440/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,298
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,041
−HK$2,783/mo
Today · 4.125%
HK$107,824
baseline
▲ 0.50% · 4.625%
HK$113,508
+HK$5,684/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,648/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,144 · Scale 2, in force from 26 Feb 2026)