LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,087
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,676
−HK$1,614/mo
Today · 4.125%
HK$54,290
baseline
▲ 0.50% · 4.625%
HK$57,594
+HK$3,304/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,580/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$952,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,833
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,358
−HK$1,546/mo
Today · 4.125%
HK$59,904
baseline
▲ 0.50% · 4.625%
HK$63,061
+HK$3,157/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,808/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$952,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,304
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,211
−HK$1,937/mo
Today · 4.125%
HK$65,148
baseline
▲ 0.50% · 4.625%
HK$69,112
+HK$3,964/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,296/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,200
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,029
−HK$1,856/mo
Today · 4.125%
HK$71,885
baseline
▲ 0.50% · 4.625%
HK$75,674
+HK$3,789/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,770/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,521
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$73,746
−HK$2,260/mo
Today · 4.125%
HK$76,006
baseline
▲ 0.50% · 4.625%
HK$80,631
+HK$4,625/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$152,012/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,567
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,701
−HK$2,164/mo
Today · 4.125%
HK$83,865
baseline
▲ 0.50% · 4.625%
HK$88,286
+HK$4,421/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,730/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,956
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$94,816
−HK$2,906/mo
Today · 4.125%
HK$97,722
baseline
▲ 0.50% · 4.625%
HK$103,668
+HK$5,946/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,444/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,300
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$105,044
−HK$2,783/mo
Today · 4.125%
HK$107,827
baseline
▲ 0.50% · 4.625%
HK$113,511
+HK$5,684/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,654/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,165 · Scale 2, in force from 26 Feb 2026)