LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,089
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,678
−HK$1,614/mo
Today · 4.125%
HK$54,292
baseline
▲ 0.50% · 4.625%
HK$57,596
+HK$3,304/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,584/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$952,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,836
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,360
−HK$1,546/mo
Today · 4.125%
HK$59,906
baseline
▲ 0.50% · 4.625%
HK$63,064
+HK$3,158/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,812/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$952,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,306
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,213
−HK$1,938/mo
Today · 4.125%
HK$65,151
baseline
▲ 0.50% · 4.625%
HK$69,115
+HK$3,964/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,302/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,203
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,032
−HK$1,856/mo
Today · 4.125%
HK$71,888
baseline
▲ 0.50% · 4.625%
HK$75,677
+HK$3,789/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,776/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,524
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$73,749
−HK$2,260/mo
Today · 4.125%
HK$76,009
baseline
▲ 0.50% · 4.625%
HK$80,634
+HK$4,625/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$152,018/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,570
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$81,704
−HK$2,165/mo
Today · 4.125%
HK$83,869
baseline
▲ 0.50% · 4.625%
HK$88,290
+HK$4,421/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,738/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,960
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$94,820
−HK$2,906/mo
Today · 4.125%
HK$97,726
baseline
▲ 0.50% · 4.625%
HK$103,673
+HK$5,947/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,452/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,304
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$105,048
−HK$2,783/mo
Today · 4.125%
HK$107,831
baseline
▲ 0.50% · 4.625%
HK$113,515
+HK$5,684/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,662/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,204 · Scale 2, in force from 26 Feb 2026)