LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,089
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,678
−HK$1,615/mo
Today · 4.125%
HK$54,293
baseline
▲ 0.50% · 4.625%
HK$57,596
+HK$3,303/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,586/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$952,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,836
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,360
−HK$1,547/mo
Today · 4.125%
HK$59,907
baseline
▲ 0.50% · 4.625%
HK$63,064
+HK$3,157/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,814/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$952,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,307
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,214
−HK$1,937/mo
Today · 4.125%
HK$65,151
baseline
▲ 0.50% · 4.625%
HK$69,116
+HK$3,965/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,302/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,203
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,032
−HK$1,856/mo
Today · 4.125%
HK$71,888
baseline
▲ 0.50% · 4.625%
HK$75,677
+HK$3,789/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,776/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,525
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$73,749
−HK$2,261/mo
Today · 4.125%
HK$76,010
baseline
▲ 0.50% · 4.625%
HK$80,635
+HK$4,625/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$152,020/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,570
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$81,704
−HK$2,165/mo
Today · 4.125%
HK$83,869
baseline
▲ 0.50% · 4.625%
HK$88,290
+HK$4,421/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,738/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,960
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$94,821
−HK$2,906/mo
Today · 4.125%
HK$97,727
baseline
▲ 0.50% · 4.625%
HK$103,673
+HK$5,946/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$195,454/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,305
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$105,049
−HK$2,783/mo
Today · 4.125%
HK$107,832
baseline
▲ 0.50% · 4.625%
HK$113,516
+HK$5,684/mo
Deposit HK$2.24M · loan HK$20.16M · min. income ≈ HK$215,664/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,210 · Scale 2, in force from 26 Feb 2026)