LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,091
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,680
−HK$1,615/mo
Today · 4.125%
HK$54,295
baseline
▲ 0.50% · 4.625%
HK$57,599
+HK$3,304/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,590/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,838
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,363
−HK$1,546/mo
Today · 4.125%
HK$59,909
baseline
▲ 0.50% · 4.625%
HK$63,067
+HK$3,158/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,818/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,309
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,216
−HK$1,938/mo
Today · 4.125%
HK$65,154
baseline
▲ 0.50% · 4.625%
HK$69,118
+HK$3,964/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,308/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,206
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,035
−HK$1,856/mo
Today · 4.125%
HK$71,891
baseline
▲ 0.50% · 4.625%
HK$75,680
+HK$3,789/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,782/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$952,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,527
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,752
−HK$2,261/mo
Today · 4.125%
HK$76,013
baseline
▲ 0.50% · 4.625%
HK$80,638
+HK$4,625/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$152,026/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,574
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$81,708
−HK$2,165/mo
Today · 4.125%
HK$83,873
baseline
▲ 0.50% · 4.625%
HK$88,294
+HK$4,421/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,746/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,964
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$94,824
−HK$2,907/mo
Today · 4.125%
HK$97,731
baseline
▲ 0.50% · 4.625%
HK$103,677
+HK$5,946/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$195,462/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,309
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$105,053
−HK$2,783/mo
Today · 4.125%
HK$107,836
baseline
▲ 0.50% · 4.625%
HK$113,520
+HK$5,684/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$215,672/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,247 · Scale 2, in force from 26 Feb 2026)