LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,094
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,683
−HK$1,615/mo
Today · 4.125%
HK$54,298
baseline
▲ 0.50% · 4.625%
HK$57,602
+HK$3,304/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,596/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,841
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,366
−HK$1,546/mo
Today · 4.125%
HK$59,912
baseline
▲ 0.50% · 4.625%
HK$63,070
+HK$3,158/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,824/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,313
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,220
−HK$1,938/mo
Today · 4.125%
HK$65,158
baseline
▲ 0.50% · 4.625%
HK$69,122
+HK$3,964/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,316/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,210
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,039
−HK$1,856/mo
Today · 4.125%
HK$71,895
baseline
▲ 0.50% · 4.625%
HK$75,685
+HK$3,790/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,790/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,531
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,757
−HK$2,260/mo
Today · 4.125%
HK$76,017
baseline
▲ 0.50% · 4.625%
HK$80,643
+HK$4,626/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$152,034/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,578
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$81,712
−HK$2,165/mo
Today · 4.125%
HK$83,877
baseline
▲ 0.50% · 4.625%
HK$88,299
+HK$4,422/mo
Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$167,754/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,969
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$94,830
−HK$2,906/mo
Today · 4.125%
HK$97,736
baseline
▲ 0.50% · 4.625%
HK$103,683
+HK$5,947/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$195,472/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,315
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$105,059
−HK$2,783/mo
Today · 4.125%
HK$107,842
baseline
▲ 0.50% · 4.625%
HK$113,527
+HK$5,685/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$215,684/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,302 · Scale 2, in force from 26 Feb 2026)