LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,095
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,684
−HK$1,615/mo
Today · 4.125%
HK$54,299
baseline
▲ 0.50% · 4.625%
HK$57,603
+HK$3,304/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,598/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,843
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,367
−HK$1,547/mo
Today · 4.125%
HK$59,914
baseline
▲ 0.50% · 4.625%
HK$63,072
+HK$3,158/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,828/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,314
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,221
−HK$1,938/mo
Today · 4.125%
HK$65,159
baseline
▲ 0.50% · 4.625%
HK$69,124
+HK$3,965/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,318/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,211
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,041
−HK$1,856/mo
Today · 4.125%
HK$71,897
baseline
▲ 0.50% · 4.625%
HK$75,686
+HK$3,789/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,794/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,533
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,758
−HK$2,261/mo
Today · 4.125%
HK$76,019
baseline
▲ 0.50% · 4.625%
HK$80,644
+HK$4,625/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$152,038/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,580
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$81,714
−HK$2,165/mo
Today · 4.125%
HK$83,879
baseline
▲ 0.50% · 4.625%
HK$88,301
+HK$4,422/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$167,758/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,971
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$94,832
−HK$2,906/mo
Today · 4.125%
HK$97,738
baseline
▲ 0.50% · 4.625%
HK$103,686
+HK$5,948/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$195,476/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,317
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$105,061
−HK$2,784/mo
Today · 4.125%
HK$107,845
baseline
▲ 0.50% · 4.625%
HK$113,529
+HK$5,684/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$215,690/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,323 · Scale 2, in force from 26 Feb 2026)