LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,096
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,685
−HK$1,615/mo
Today · 4.125%
HK$54,300
baseline
▲ 0.50% · 4.625%
HK$57,604
+HK$3,304/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,600/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,843
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,368
−HK$1,547/mo
Today · 4.125%
HK$59,915
baseline
▲ 0.50% · 4.625%
HK$63,073
+HK$3,158/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,830/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,315
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,222
−HK$1,938/mo
Today · 4.125%
HK$65,160
baseline
▲ 0.50% · 4.625%
HK$69,125
+HK$3,965/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$130,320/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,212
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,042
−HK$1,855/mo
Today · 4.125%
HK$71,897
baseline
▲ 0.50% · 4.625%
HK$75,687
+HK$3,790/mo
Deposit HK$8.96M · loan HK$13.44M · min. income ≈ HK$143,794/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,534
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,759
−HK$2,261/mo
Today · 4.125%
HK$76,020
baseline
▲ 0.50% · 4.625%
HK$80,645
+HK$4,625/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$152,040/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,581
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$81,715
−HK$2,165/mo
Today · 4.125%
HK$83,880
baseline
▲ 0.50% · 4.625%
HK$88,302
+HK$4,422/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$167,760/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,972
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$94,833
−HK$2,907/mo
Today · 4.125%
HK$97,740
baseline
▲ 0.50% · 4.625%
HK$103,687
+HK$5,947/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$195,480/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,318
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$105,062
−HK$2,784/mo
Today · 4.125%
HK$107,846
baseline
▲ 0.50% · 4.625%
HK$113,531
+HK$5,685/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$215,692/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,335 · Scale 2, in force from 26 Feb 2026)