LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,097
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,687
−HK$1,614/mo
Today · 4.125%
HK$54,301
baseline
▲ 0.50% · 4.625%
HK$57,606
+HK$3,305/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,602/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,845
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,370
−HK$1,546/mo
Today · 4.125%
HK$59,916
baseline
▲ 0.50% · 4.625%
HK$63,075
+HK$3,159/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,832/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,317
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,224
−HK$1,938/mo
Today · 4.125%
HK$65,162
baseline
▲ 0.50% · 4.625%
HK$69,127
+HK$3,965/mo
Deposit HK$8.96M · loan HK$13.45M · min. income ≈ HK$130,324/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,214
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,044
−HK$1,856/mo
Today · 4.125%
HK$71,900
baseline
▲ 0.50% · 4.625%
HK$75,689
+HK$3,789/mo
Deposit HK$8.96M · loan HK$13.45M · min. income ≈ HK$143,800/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,536
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,761
−HK$2,261/mo
Today · 4.125%
HK$76,022
baseline
▲ 0.50% · 4.625%
HK$80,648
+HK$4,626/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$152,044/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,583
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,718
−HK$2,165/mo
Today · 4.125%
HK$83,883
baseline
▲ 0.50% · 4.625%
HK$88,304
+HK$4,421/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$167,766/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$952,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,975
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$94,836
−HK$2,907/mo
Today · 4.125%
HK$97,743
baseline
▲ 0.50% · 4.625%
HK$103,690
+HK$5,947/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$195,486/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,321
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$105,065
−HK$2,784/mo
Today · 4.125%
HK$107,849
baseline
▲ 0.50% · 4.625%
HK$113,534
+HK$5,685/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$215,698/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,363 · Scale 2, in force from 26 Feb 2026)