LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,098
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,688
−HK$1,615/mo
Today · 4.125%
HK$54,303
baseline
▲ 0.50% · 4.625%
HK$57,607
+HK$3,304/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,606/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,846
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,371
−HK$1,547/mo
Today · 4.125%
HK$59,918
baseline
▲ 0.50% · 4.625%
HK$63,076
+HK$3,158/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,836/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,318
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,225
−HK$1,938/mo
Today · 4.125%
HK$65,163
baseline
▲ 0.50% · 4.625%
HK$69,128
+HK$3,965/mo
Deposit HK$8.96M · loan HK$13.45M · min. income ≈ HK$130,326/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,216
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,045
−HK$1,856/mo
Today · 4.125%
HK$71,901
baseline
▲ 0.50% · 4.625%
HK$75,691
+HK$3,790/mo
Deposit HK$8.96M · loan HK$13.45M · min. income ≈ HK$143,802/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,538
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,763
−HK$2,261/mo
Today · 4.125%
HK$76,024
baseline
▲ 0.50% · 4.625%
HK$80,650
+HK$4,626/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$152,048/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,585
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,719
−HK$2,166/mo
Today · 4.125%
HK$83,885
baseline
▲ 0.50% · 4.625%
HK$88,306
+HK$4,421/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$167,770/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,977
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$94,838
−HK$2,907/mo
Today · 4.125%
HK$97,745
baseline
▲ 0.50% · 4.625%
HK$103,692
+HK$5,947/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$195,490/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,323
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$105,068
−HK$2,784/mo
Today · 4.125%
HK$107,852
baseline
▲ 0.50% · 4.625%
HK$113,537
+HK$5,685/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$215,704/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,384 · Scale 2, in force from 26 Feb 2026)